Important Disclosures Regarding the Guarantee Program

Unico BAnk is participating in the FDIC Transaction Account Guarantee Program. Under that program, through 6-30-10 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC general deposit insurance rules. Our NOW account products do not meet the definition of a noninterest-bearing transaction account, and are not eligible for this guarantee.

Savings for People like U!

Unico Bank offers very competitive interest rates on Certificates of Deposit for people like U! We’re a good, solid banking partner for good, solid folks. Just like U.

Effective October 20, 2009, we are pleased to offer the following rates.

21 Month CD …. 1.70% Rate 1.71% APY*

36 Month Variable Rate CD …. Wall Street Prime less 2.75%

For other CD products, please contact your local Unico Bank office.

*APY - Annual Percentage Yield. $1,000 Minimum Balance Required.

Substantial penalty for early withdrawal. Member FDIC