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What does Unico Bank do with your personal information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect, and share depends on the product or services you have with us. This information can include:

  • Social Security Number
  • Account Balances and Payment History
  • Checking Account Information and Credit History
  • Name and Address
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Unico Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information. Does Unico Bank share? Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes –
Information about your transactions and experiences		 No We don’t share
For our affiliates’ everyday business purposes –
Information about your credit worthiness		 N0 We don’t share
For our affiliates to market to you No We don’t share
For non-affiliates to market to you No We don’t share
To limit our
sharing

Please note:
If you are a new customer, we can begin sharing your information (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at anytime to limit our sharing.
Questions? Call 573-438-5421
What We Do
How does Unico Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Unico Bank collect my personal information?

We collect your personal information for example, when you

  • Open an account or Apply for a loan
  • Make deposits or withdrawals from your account or show your driver’s license
  • Give us your contact information

We also collect your personal information from others such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?

Federal law gives your rights to limit only

  • Sharing for affiliates everyday business purposes –information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account, I hold jointly with someone else? Your choice only applies to you as an individual and not to joint account holders.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Unico Bank does not share with its affiliates.
Non‑Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Unico Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partner(s) may include securities broker-dealers, insurance companies, and/or credit card companies.