Personal Checking Accounts

Personal Checking
Free Checking
  • No monthly service charges
  • No minimum balance requirements
  • Unlimited check writing
  • Free Online Banking with Bill Pay
  • Free Mobile Deposits with the Unico Bank app
  • Free Instant Issue Debit Card
  • First 12 checks FREE upon request
  • Monthly statement (paper or electronic)
  • Courtesy Pay available to those who qualify
  • Minimum balance to open account $50.00
Checking Plus
  • Tiered variable rate interest earnings
  • Unlimited check writing
  • Free Online Banking with Bill Pay
  • Free Mobile Deposits with the Unico Bank app
  • Free Instant Issue Debit Card
  • First 12 checks FREE upon request
  • Monthly statement (paper or electronic)
  • Courtesy Pay available to those who qualify
  • Avoid the $5.00 monthly service charge by maintaining a $500.00 average daily balance
  • Minimum balance to open account $500.00

 

Money Market
  • Tiered variable rate interest earnings
  • Free Online Banking with Bill Pay
  • Free Mobile Deposits with the Unico Bank app
  • Free Instant Issue Debit Card
  • First 12 checks FREE upon reques
  • Monthly statement (paper or electronic)
  • Avoid the $5.00 monthly service charge by maintaining a $1,000.00 average daily balance
  • Withdrawal Limits – 6 free debit transactions per statement cycle. $3.00 each additional.
  • Minimum balance to open account $1,000.00

 

Premier Money Market
  • Premium tiered variable rate interest earnings
  • Free Online Banking with Bill Pay
  • Free Mobile Deposits with the Unico Bank app
  • Free Instant Issue Debit Card
  • First 12 checks FREE upon request
  • Monthly statement (paper or electronic)
  • Avoid the $5.00 monthly service charge by maintaining a $1,000.00 average daily balance
  • Withdrawal Limits – 6 free debit transactions per statement cycle. $3.00 each additional.
  • Minimum balance to open account $1,000.00
  • Must have an existing Unico Bank checking or savings account with $1,000.00 average daily balance to qualify

 

New U Checking
  • Designed for those who have had a problem checking account in the past
  • No minimum balance requirements
  • Unlimited check writing
  • Free Online Banking with Bill Pay
  • Free Mobile Deposits with the Unico Bank app
  • Free Instant Issue Debit Card
  • First 12 checks FREE upon request
  • Monthly statement (paper or electronic)
  • Minimum balance to open account $50.00
  • $6.95 monthly maintenance fee
USA – Unico Senior Account
  • Tiered variable rate interest
  • Unlimited check writing
  • Free Online Banking with Bill Pay
  • Free Mobile Deposits with the Unico Bank app
  • Free Instant Issue Debit Card
  • One FREE box of checks per year (specialty style) or 20% off other styles
  • Monthly statement (paper or electronic)
  • Six months FREE lock box on 12 months rental with auto payment setup (while supplies last)
  • No service fees for:
    • Photocopies
    • Faxes
    • Notary Services
    • Temporary Checks
    • Money Orders
    • Cashier’s Checks
    • Stop Payments
  • Courtesy Pay available to those who qualify
  • Avoid the $5.00 monthly service charge by maintaining a $500.00 average daily balance
  • Minimum balance to open account $50.00
  • Must be age 60 or over to qualify
Order Checks