Statement Savings
- Variable rate interest paid monthly
- Free Online Banking with Bill Pay
- Free Mobile Deposits with the Unico Bank app
- Free ATM Only Debit Card
- Quarterly statement; monthly statement if electronic funds transfer activity (paper or electronic)
- Avoid the monthly service charge by maintaining an average daily balance each month over $200.00.
- $2.00 monthly service charge if the average daily balance falls below $100.00
- $1.00 monthly service charge if the average daily is more than or equal to $100 but less than $200.00
- No monthly service charge for senior citizens over the age of 62 or children under age 18
- Withdrawal Limits – 4 free debit transactions per month. $1.00 each additional
- Minimum balance to open an account: $100.00, or $10.00 for a child
under the age of 18
Christmas Club Savings
- Variable rate interest credited annually
- 3.00% interest if club paid via Direct Deposit
- 0.75% interest if club paid via Check
- Free Online Banking with Bill Pay
- Free Mobile Deposits with the Unico Bank app
- Quarterly statement; monthly statement if electronic funds transfer activity (paper or electronic)
- No minimum balance fee
- Withdrawal Limits – 1 FREE debit transaction. $5.00 each additional
- Minimum balance to open an account: $1.00
U-Save Minor Account
- Variable rate interest paid quarterly
- Quarterly statement; monthly statement if electronic funds‑transfer activity. (paper or electronic)
- No minimum balance requirements for children under the age of 18
- Withdrawal Limits – 3 free debit transactions per month. $1.00 each additional.
- Minimum balance to open an account $1.00
Health Savings Account
- Tax advantage account that can help you pay for qualified medical, dental, and vision expenses
- Variable rate interest paid monthly
- Free Online Banking with Bill Pay
- Free Mobile Deposits with the Unico Bank app
- Free Instant Issue Debit Card
- Quarterly statement; monthly statement if electronic funds transfer activity. (paper or electronic)
- No minimum balance requirements
- Funds roll over from year to year
- Annual limits on contributions by you, your employer, or both
- Withdrawal Limits – 6 free debit transactions per month. $1.00 each additional.
- Minimum balance to open an account $100.00
- Must be enrolled in a high-deductible Health Plan
