Personal Checking Image

Free Checking

  • Minimum balance to open account: $50.00
  • Do not have to maintain a minimum balance
  • Unlimited check writing
  • You purchase your checks

Checking Plus

  • Minimum balance to open account: $500.00
  • A minimum balance fee of $5.00 will be imposed every statement cycle if the average daily balance below $500.00
  • Tiered variable rate interest
  • Unlimited transactions

Money Market Checking Account

  • Minimum balance to open account: $1000.00.
  • A minimum balance fee of $5.00 will be imposed every statement cycle if the average daily balance in the account falls below $1000.
  • An excess transaction fee of $3.00 will be charged for each debit transaction in excess of six during a statement cycle.

Premier Money Market Checking Account

  • Minimum balance to open account: $1000.00
  • Premium interest rate*
  • A minimum balance fee of $5.00 will be imposed every statement cycle if the average daily balance in the account falls below $1000.
  • An excess transaction fee of $3.00 will be charged for each debit transaction in excess of six during a statement cycle
  • To qualify for this account the customer must have an existing checking or savings account with an average daily balance of $1,000.00

*See customer service representative for details and requirements.

New U Checking

  • Designed for those who have had problems with their checking account in the past*
  • Minimum balance to open account: $50.00
  • Do not have to maintain a minimum balance
  • You purchase your checks
  • $6.95 monthly maintenance fee

*See customer service representative for details and requirements.

USA – Senior Account

  • Interest bearing account with unlimited check writing
  • No monthly minimum balance fee for average balances above $500.00
  • One free box of checks per year (Speciality style) or 20% off other styles
  • Unlimited Transfers to other accounts
  • Six months free lock box on 12 months rental with auto payment setup (while supplies last)
  • Debit card or ATM card available
  • Direct Deposit services for Social Security or Payroll Checks to eliminate risk of theft

Help Us Prevent Identity Fraud…

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Unlawful Internet Gambling

Restricted transactions are prohibited from being processed through your account with us as required by the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG. A restricted transaction is a transaction or transmittal involving any credit, funds, instrument, or proceeds in connection with the participation of another person in unlawful Internet gambling.



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